Spacious 7-Bedroom Villa with Heated Pool and Private Office in Hacienda Las Chapas

Price: €2,500,000

Download details here

Spacious and luxurious villa for sale in Hacienda Las Chapas
This large and spacious home is in pristine condition with stunning mountain views, there is a view of the sea from selected parts of the villa for you to enjoy. Offering 24-hour security for complete peace of mind this villa is tastefully decorated and the layout maximises the plentiful space and natural light. The gardens are manicured with the pool designed to catch the maximum amount of sunshine to enjoy lazy days in the summer. The pool is also heated for year-round use. The villa has 7 bedrooms, 6 of which are ensuite complete with fitted wardrobes, plus the master has a large walk-in closet. Private parking for 2 cars with ample parking outside for additional guests. This a fantastic opportunity and should be viewed. 7 bedrooms 6 bathrooms ensuite, guest powder room.

– 630 m2 built, 164 m2 covered terraces, on a plot of 2293 m2
– Formal lounge with vaulted ceilings, floor-to-ceiling windows, and slow-burning fireplace
– Spacious dining room
– Ample family kitchen breakfast room fully equipped with German appliances
– Spacious master bedroom with large ensuite bathroom, dressing room and private terrace
– 3 more double rooms, all with ensuite bathrooms and private terraces
– 2 staff bedrooms with ensuite bathrooms
– Private office off the living room and facing pool area
– Gym or additional bedroom
– Marble floors throughout
– Contemporary staircase with marble steps and glass balustrade
– Large private mature gardens with sea and mountain views
– Heated 6m x 12m swimming pool – Brick-built barbecue – Electric awnings
– Garage for 2 cars and ample off-street parking for up to 8 cars
– Private security cameras and exterior perimeter sensor system
– Mobile 24-hour security within the urbanization

For further details or to arrange viewing email info@suncity50plusclub.com

Pension Annuities

Couple41864515A pension annuity provides a regular income which will be paid for the rest of your life, in exchange for a cash lump sum.

Usually, you will be able to take up to 25% of the total amount as a tax-free lump sum, although some plans will allow you to take a higher level of tax-free cash. Whatever the level of tax-free cash you take, remember than the more you take, the lower your income will be.

Who can purchase an annuity?

Many people use a pension annuity to provide them with their retirement income. There are three main types of pension:

  1. State Pension: payable to those who are entitled and over the state pension age.
  2. Company Pension: set up through your employment, where payments are made by yourself, your employer or both. With company pensions, there are final salary schemes (calculated on your salary and years of service) and ‘money purchase’ (involving an investment similar to a private pension).
  3. Private Pension: set up by individuals with a bank, building society or insurance company, where funds are invested on your behalf.

If you have a private pension or ‘money purchase’ company pension, you can use a pension annuity to convert the funds you have built up into a regular income which is paid for the rest of your life, tailored to your circumstances.

Your open market option

When you’re coming up to retirement, your pension provider(s) will write to advise you of your fund value(s) and tell you how much income you would receive from them. However, the annuity offered may not be competitive, and you may be able to get a bigger retirement income from a different provider.

The ‘open market option’ is your right to shopping around to make sure you get the best possible deal for your future pension – allowing you to buy a conventional annuity from any provider on the market. It is extremely important to shop around to ensure that you get the most retirement income possible, especially as annuity rates have fallen to record lows in recent years.

Only one chance!

Buying the right pension is extremely important as, once bought, they cannot be changed to a different type of annuity or altered in any way.

Shopping around to find the best annuity rates can be extremely time consuming, but you can get a broker to do all the hard work for you.

You should choose a broker that searches the whole annuity market and will check to see if you qualify for enhanced rates due to your health or lifestyle conditions.

Changes in the March 2014 Budget: The Chancellor proposed that from April 2015 pension investors who have reached 55 should be able to take the whole of their pension as cash. The first 25% should be tax free, whilst they will have to pay tax on the rest, but only at their highest marginal rate. This is subject to consultation but could make a great difference to your retirement.

Why not contact Key Retirement Solutions if you need further help or advice.

Key Retirement Solutions



UK Hotel Breaks with Warner Leisure – just for adults!

Enjoy a UK Hotel Break with Warner Leisure Hotels

Short breaks just for adults where you can literally do as little or as much as you like. Relax and unwind in beautiful surroundings or be active with the extensive range of sports, leisure facilities and experience breaks.


Warner Leisure Hotels and Villages are made for relaxation, but with swimming pools to take a dip in, delicious food to feast on and stunning countryside to explore, you’ll love keeping busy. Just make sure you save time for a boogie on the dance floor.

Sleep Easy

Comfy beds, crisp sheets and dreamy views. Whether you’re listening to the waves in a seaside chalet or snuggling up under a four-poster in one of our Historic rooms, we’ll make sure you get the perfect night’s sleep.

Wine and Dine

Each of our locations has a team of first-class chefs slicing, dicing and sautéing from morning till night. Wherever you’re staying, there’s always a snack, drink or three course feasts just around the corner.

Take a look at what’s on offer. Click on the banner above or below to check availability.

Dr Peter Atherton

Dr Peter Atherton MB. ChB., D.Obst.R.C.O.G., F.R.C.G.P.

Qualified at Leeds University and after six years in the Royal Army Medical Corps, he became an NHS General Practitioner and GP trainer in Buckinghamshire where he practiced for 25 years. After leaving the NHS he spent two years as a visiting research fellow at the University of Oxford. After which he was appointed as Director of the Tyringham Clinic, Europe’s largest residential naturopathic clinic.

 

During his medical practice, he developed an interest in Dermatology, having spent three years in the Skin Department of a District Hospital. This interest combined with an understand of the power of herbal remedies gained whilst serving in the Far East led to his fascination with aloe vera. He lectures extensively on the medical aspects of aloe vera and is the author of three books on the subject. The latest entitled ‘Aloe Vera the Medicine Plant’ is already on the way to being an international best seller.

He has just been elected a Fellow of the Royal College of General Practitioners, the highest recognition in his branch of the profession.

This article is provided for educational purposes and is not an endorsement of any particular products containing Aloe Vera.

Aloe Vera

By Dr Peter Atherton MB. ChB., D.Obst.R.C.O.G., F.R.C.G.P.

What is Aloe Vera?

Aloe Vera, often called the Miracle Plant, the Silent Healer, the Burn Plant or even the Medicine Plants, goes by many names which have survived the 4000 or so years during which this amazing medicinal herb has benefitted mankind.

A History of Healing

George Ebers in 1862 first discovered its antiquity in an ancient Egyptian papyrus, dated 3500 BC, which turned out to be a collection of herbal remedies. Other researchers have since found it was used by both the ancient Chinese and Indian cultures. Greek and Roman physicians such as Dioscorides and Pliny the Elder used it to great effect and legend suggests that Aristotle persuaded Alexander the Great to capture the island of Socotra in the Indian Ocean to get its rich supply of aloe to heal his wounded soldiers on the return from their successful campaign into Persia in 333BC. The Egyptian queens Nefertiti and Cleopatra also rated it highly as a beauty therapy.

Although there are over 200 species of aloe, there are probably only four or five with medicinal properties. Of these, Aloe Barbadensis Miller, (also know as Aloe Linnes and Aloe Vulgaris), is the most potent. It is the only one entitled to be known as aloe vera or the true aloe.

Aloe vera is a succulent, looking rather like a cactus but it is in fact a member of the lily family related to onions, garlic and asparagus. When mature, the inner gel can be harvested, preserved and bottled to produce a product that is as near to the natural plant juice as we can get.

To benefit from aloe vera, the gel can be taken internally for its nutritional anti-inflammatory and immune balancing effect. It can also be combined with other ingredients to produce topical creams and lotions to nourish and improve the quality of the skin.

For a product to work properly aloe needs to be the principal ingredient.

Look for a product with a substantial aloe vera content.

Inside The Leaf – ingredients

Which Type of Aloe? – inner leaf gel

Why Does It Work? – nutritional elements

Where Does It Work?- prevents injury to epithelia tisues

How Does It Work?- promotes cell growth

Forever Living Products

Founded in 1978, and operating in over 150 countries, Forever and its affiliates have become the largest grower, manufacturer and distributor of aloe vera and bee products in the world. Avoiding the use of herbicides and pesticides, our patented stabilisation process ensures our aloe vera is essentially identical to the inner leaf gel. And because we are not dependent on any other supplier, we can guarantee the quality of our aloe.

For more details on Forever Living Products contact Julie Allfrey on 07850001919

Email: julie@teamja.flppro.biz
www.teamja.myforever.biz

Aloe Vera – Inside The Leaf

Aloe vera gel contains at least 75 known ingredients and maybe more which are yet to be discovered. These ingredients can be divided into the groups shown below.

Vitamins – It contains a wide range, but the most important ones are the antioxidant vitamins C and E and beta-carotene, the precursor of Vitamin A. It is also one of the very few plants in the world to contain vitamin B12.

Minerals – these include magnesium, manganese, zinc, copper, chromium, calcium, sodium, potassium and iron.

Amino Acids – the human body requires 20 amino acids, the building blocks of proteins and aloe vera gel provides 19 of them. More importantly, it provides seven of the eight essential amino acids that cannot be manufactured by the body and which therefore have to be consumed as food.

Sugars – these include the important long chain polysaccharides which act on the immune system to boost its effects.

Enzymes – lipases and proteases which break down food and aid digestion as well as a carboxypeptidase that is involved in the inflammatory process.

Plant Sterols – the three main types act as powerful anti-inflammatory agents.

Saponins – these are soapy substances that exert a powerful anti-microbial effect against bacteria, viruses, fungi and yeasts such as candida or ‘thrush’.

Lignin – this woody substances bestows an aloe vera its penetrative ability to reach deep into the skin.

Anthraquinones – the most important ones being aloin and emodin, but altogether they are strong painkillers, and are acknowledged to possess anti-bacterial and virucidal activity. In their pure form, they are very powerful laxatives.

Salycylic Acid – this aspirin-like compound is anti-inflammatory when taken orally and used topically it helps to break down dead tissue.

Which Type of Aloe?

In my opinion the filleted inner leaf gel is superior to aloe ‘juices’ produced by the whole leaf method because whole leaf products are filtered and often concentrated. This process using a powerful filter may remove ingredients we are not yet even aware of.

In terms of consumer products, the International Aloe Science Council (IASC) allows the term ‘Juice’ to be used for a liquid containing only 15% certified aloe vera. To qualify as ‘Gel’ the product must contain at least 85% certified aloe vera. Even when buying an inner leaf gel look for the Seal of Approval of the International Aloe Science Council.

Why Does It Work?

It works by providing a rich cocktail of nutritional elements whose combined action and balance produce a more powerful effect together than would be expected from the actions of the individual components. This is because they work as a team, enhancing each other’s effect – known as synergism. It also has adaptogenic properties which means it is a substance which increases non-specific resistance of an organism to adverse influences such as infection or stress.

Where Does It Work?

Aloe vera, because of its nutritional qualities and antioxidant properties, helps firstly to prevent injury to epithelial tissues, and when they are damaged, it promotes its healing.

Antioxidants fight the destructive ‘free radicals’, the unstable compounds produced by our metabolism and found in environmental pollutants. They are thought to cause various ailments including some cancers as well as contributing towards the ageing process.

An epithelium is an anatomical term defined as follows:- “An epithelium is a layer of cells that covers the body or lines a cavity that connects with it”. Our largest epithelium is our skin but also included are the lining of the gut, the bronchial tubes and the genital tract. No wonder that aloe works just as well on damaged skin as it does, say, on an inflamed bowel or in asthma i.e. it works on surfaces and membranes rather than solid organs.

How Does It Work?

It’s natural anti-inflammatory and antimicrobial action combined within its nutritional constituents promote cell growth and therefore healing.

However, it is not only helpful for people with problems as most people taking it report a greater sense of wellbeing – they just feel ‘better’ or they report feeling calmer and less anxious.

I believe this last comment is due to aloe’s second effect on the immune system which you may say becomes balanced or fine-tuned and therefore more efficient at defending the body from attack.

Aloe vera is not a panacea for all ills and there is no magic about it. I believe it works primarily in the two areas mentioned previously – epithelial tissue and the immune system. This is supported by a considerable amount of anecdotal evidence but is now being backed up by clinical trials.

Many thousands of people over the centuries have reported benefit for various skin complaints such as eczema, psoriasis, ulcers, burns, acne, even stings and bites. They have found relief for bowel disorders such as colitis, diverticulitis and Irritable Bowel Syndrome. Other conditions resulting from a disordered immune system such as arthritis, asthma and ME (post viral fatigue syndrome) and LE (lupus) have improved after a regular ingestion of aloe vera gel.

Aloe vera therefore has a complementary role to play in the management of various conditions. As I have said its positive effects are now being demonstrated in clinical trials, such as in the treatment of Ulcerative Colitis.

It is very important however that people always seek the advice of their doctor when a diagnosis is in doubt or where a condition does not improve. Self-diagnosis can be extremely dangerous as many serious conditions can mimic the more simple ones.

Forever Living Products

Founded in 1978, and operating in over 150 countries, Forever and its affiliates have become the largest grower, manufacturer and distributor of aloe vera and bee products in the world. Avoiding the use of herbicides and pesticides, our patented stabilisation process ensures our aloe vera is essentially identical to the inner leaf gel. And because we are not dependent on any other supplier, we can guarantee the quality of our aloe.

For more details on Forever Living Products contact Julie Allfrey on 07850001919

Email: julie@teamja.flppro.biz

www.teamja.myforever.biz

 

Dr Peter Atherton MB. ChB., D.Obst.R.C.O.G., F.R.C.G.P.

Qualified at Leeds University and after six years in the Royal Army Medical Corps, he became an NHS General Practitioner and GP trainer in Buckinghamshire where he practiced for 25 years. After leaving the NHS he spent two years as a visiting research fellow at the University of Oxford. After which he was appointed as Director of the Tyringham Clinic, Europe’s largest residential naturopathic clinic.

During his medical practice, he developed an interest in Dermatology, having spent three years in the Skin Department of a District Hospital. This interest combined with an understand of the power of herbal remedies gained whilst serving in the Far East led to his fascination with aloe vera. He lectures extensively on the medical aspects of aloe vera and is the author of three books on the subject. The latest entitled ‘Aloe Vera the Medicine Plant’ is already on the way to being an international best seller.

He has just been elected a Fellow of the Royal College of General Practitioners, the highest recognition in his branch of the profession.

This article is provided for educational purposes and is not an endorsement of any particular products containing Aloe Vera.

 

My Life is Worth Living by Carol M. Creasey

This often heartbreaking account by Carol, whose son, Paul, was born with disabilities including autism, is told with the honesty and sincerity necessary to portray the conflicting emotions faced by any family, and particularly a mother, in such circumstances. The feelings of guilt and failure, envy of other mothers with ‘normal’ children, and feelings of bitterness and inadequacy have to be resolved to enjoy a happy family life.

When multiple handicaps gradually begin to manifest themselves in Paul, Carol learns to deal with each predicament, painful though it may be, discovering that a sense of humour is essential as handicapped children react very differently to others in everyday situations.

Strong emotions are shown within her family. Their love in these circumstances ties the bonds between children, and mother and child, tighter than normal. There is the loyalty, the fierce feelings of protectiveness that a vulnerable person can elicit from those closest to them. There is also the feeling of fear – fear for Paul every time he is ill, fear that he might not survive all his illnesses. And when it becomes impossible to cope with the traumas of the situation there are feelings of defeat, guilt and even more heartbreak.

But right at the end of the tunnel comes the light. The bravery and courage of Paul to fight all illnesses and adversities and go on living in spite of all his handicaps, becoming a happy young man enjoying life at his own pace, make everything else seem to pale into insignificance. If he could speak, he would surely say, “My life is worth living!”

Hardback, 170pp. ISBN: 9781852000516

Price: £13.95.

www.unitedwriters.co.uk

Email: sales@unitedwriters.co.uk

About the Author:

Kent born author Carol M. Creasey wrote her first book about her autistic son entitled My Life is Worth Living! With four children to cope with, the book brilliantly reflects her struggles balancing a full family life and still giving her son the extra care he needed.

As well as looking after her family, she has had a career as a manager in various china and glass merchandising establishments and also owned her own shop. Writing has always remained an important part of Carol’s life, with many novels already published, but the story of Laura and her autistic son Matthew in The Power of Love has a particular resonance given Carol’s experiences with her own son.

Other titles by Carol M. Creasey:

The Power of Love
Not Just an Affair
Evil Woman

Save

Save

Save

Brandy Tea Loaf Recipe

 

 

 

 

 

 

Barmbrack is a traditional Irish fruitcake which is also known as Irish Tea Cake if you add whisky to the tea mix. This recipe makes a really beautiful moist fruit loaf which is packed with flavour from the mixed spice and dried fruit, which sits overnight in cold tea and brandy (as I prefer) to soak up all the goodness. You can drop the whisky or brandy if you wish but I think it adds another flavour kick…

Ingredients:

Makes 1 x 900g loaf (serves 8)

225g Plain Flour

2 tsp Baking Powder

375g packet of fruit mix

250ml cold tea (strained)

50ml Whisky/Brandy

125g light brown sugar

l large egg

1-2 tsp Mixed Spice

 

Method:

Place the fruit mix in a bowl and pour over the whisky/brandy and cold strained tea. Allow to soak up the liquid overnight.

Preheat the oven to 170°C/327°/Gas Mark 3 and grease and line a 900g loaf tin. Combine the flour, baking powder, sugar and mixed spice in a mixing bowl.

Make a well and break in the egg(s), using a wooden spoon, mix the egg(s) with the dry ingredients. Add a little bit of the liquid the fruit mix is sitting in and mix it through. You may not need all the liquid. You are looking for a wet dough. Then stir through the fruit mix until everything is thoroughly combined.

Spoon the wet dough into the lined loaf tin(s) and place in the oven on the middle shelf and bake for 1 hour, or a little longer. Remove from the oven and test if cooked. No wet mix should show on the knife. Allow to cool slightly before removing the loaf from the tin and placing on wire rack.

Cover in cling wrap and tin foil when cool and preferably allow to sit for 1-2 days before cutting into it. Serve in slices spread with a little butter (if you like) and a good cuppa! This cake freezes well. I make them in batches of 3 and they are very popular. Sorry there’s only half a loaf in the picture – once tasted everyone comes back for more!

Save

Save

Save

Join the Sun City 50 Plus Club Now – it’s FREE

80364781This website is currently being constructed. You can join now for free but currently there is limited content but this will soon change!

As it develops, the Sun City 50 Plus Club will offer information and advice to members on topics such as purchasing property for their retirement, finance and investments, travel and holidays, plus paid members will receive additional services and benefits such as purchase discounts from our participating partner companies on products and services.

Members will be able to offer suggestions for topics to be included in the club. And, at any time you can ask questions, or receive support by emailing us on info@suncity50plusclub.com.

For example topics and content to be included will be:

  • Property – Buying – Selling – Renting – Retirement Villages (UK) – Retirement Villages Overseas (Spain, USA) – Removal Services +
  • Investments – Property – Wine – Oil/Gold +
  • Finance – Mortgages/Loans – Equity Release +
  • Travel – Flights – Hotels – Car Hire – Holidays – Travel companions/buddies – Home Swaps – Disabled Holidays – Cruises +
  • Health/Fitness – Health Club -Yoga – Pilates – Dancing – Swimming +
  • Insurance – Health – Travel – Car – Home – Pets +
  • Recreation – Gardening – Swimming – Golf – Green Bowls – Wine & Beermaking – Family History – Favourite Recipes – Favourite Recipes – Competitions – Puzzles – Quizzes – Spanish Wine Club
  • Members will receive regular news and updates

You can join the Sun City 50 Plus Club now for FREE.

As the club develops you will have the opportunity to become a Full Member and receive additional benefits.

Please register here:

[maxbutton id=”2″]

Equity Release

Difficult financial times have been brought to many of us by the economic downturn, leaving many retirees in need of an additional financial boost. Many have thousands of pounds tied up in their home which, for most, is worth far more than they paid for it.

Equity release is a means of safely releasing a tax-free lump sum from the thousands of pounds currently locked in your home; boosting your retirement income and enabling you to live life to the full!

The money can be used for a host of reasons, from helping with the everyday costs of living, gifting to family, making home improvements or even for going travelling and seeing the world!

To qualify for equity release the following criteria usually apply:

  • All applicants must be aged 55 or over.
  • You must own a property worth at least £50,000.
  • You must live in the UK (including Northern Ireland).
  • You must be able to release enough equity from your property to enable you to fully pay off any outstanding mortgage.
  • Your property must be either freehold or leasehold, with a minimum lease period of 75 years remaining.
  • Your property must be of standard construction and in good condition.

Is equity release safe?

The sale of equity release is fully regulated by the Financial Conduct Authority (FCA), ensuring all advisers follow strict rules and guidelines with the FCA keeping a record of all approved firms.

You should only consider plans which come with the guarantee that you will never owe more than the value of your house, can stay in your home for life and can move house if you wish.

Are all loans for the over-55s the same as equity release?

You may have seen schemes which sound as though they are equity release, but are actually nothing of the sort. These “sale and rent back” or “sale and lease back” schemes are targeted at homeowners in financial trouble and offer a cash lump sum for the sale of your home, but you then have to pay rent to continue to live there.

Equity release is regulated by a completely different set of rules and regulations and should not be confused with this type of arrangement.

Making the right decision

Equity release is a huge financial decision and one which requires independent financial advice to ensure it’s the right option for you.  A good specialist equity release adviser should always discuss all other options with you, ensuring you have a full understanding of all alternatives as well as equity release.

You should choose an adviser which is independent meaning that they are not tied to a specific brand, provider, offer or promotion. They can then search the entire market to find the best plan to suit your individual circumstances and tailor their advice accordingly.

Key Retirement Solutions

1 2 3 6